Successful investment is critical to your future financial well being, but it is a field which presents a unique problem in that future investment performance is unpredictable. As a Partner Practice of St. James’s Place Wealth Management, we can provide you with a radical and effective solution to help overcome this problem. Unlike most other financial services companies, the St. James’s Place Wealth Management Group do not place your money in the hands of their own team of investment managers. Indeed, they have no investment managers of their own, and instead have selected a number of respected external investment houses to look after your funds.
The cornerstone of the St. James's Place approach is its Investment Committee, which is assisted by Stamford Associates, Redington and other independent consultants. The Investment Committee has the responsibility of selecting, monitoring and changing (when necessary) external fund managers, meeting quarterly to review performance and consider detailed reports from each external firm, the Committee will select one. If the Committee loses confidence in the ability of an existing firm of managers it will replace them, without any charges to the client. The Investment Committee has the responsibility of selecting, monitoring and changing external fund managers. If the Committee loses confidence in the ability of an existing firm of managers it will replace them, without any charges to you. “By selecting a number of leading investment houses, each with its own distinctive investment style, we are able to offer our clients the opportunity of achieving superior investment performance over the medium to long term” (Sir Mark Weinberg, President of St. James’s Place plc).
St. James’s Place has always steered away from ‘following fashion’ when advising clients, which time and again has proven to be the right course of action to take. We did not advise our Clients to invest in Technology Funds driving the 'dot.com' bubble and we never offered Split Capital Trusts, Precipice Bonds or With Profit Plans. We have looked at and rejected as unsuitable many more ideas than we have accepted. And we believe our clients have benefited as a result.
The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.