In an era when too often the focus is on price and cost,
St. James’s Place offers clients value. Value, represented by the quality of advice and by the experience and knowledge of the Partnership. Behind that advice stands the financial strength of the Company, its distinctive approach to investment management and its guarantee. These come together to produce a valued service with a proven ability to help clients successfully manage their long- term finances.
Our advice is not free. The cost for our advice will be paid for out of your investment. Details of the charges we make for our advice and how it is paid for are set out in the ‘Key facts about our services and costs’ document you receive. The advice charges will also be discussed with you and the specific amount charged will be provided on the personalised illustration you receive.
Everyone needs to make an informed choice on how to handle their affairs. I whole-heartedly echo the views of the regulator on the importance of people looking closely at the services provided by firms and agree with their view that the cheapest is not always the best.
My emphasis is to maintain a long-term relationship with clients, the large majority of whom choose to continue a working relationship with me indefinitely, appreciating a source of trusted advice as their financial needs evolve over the years. The level of satisfaction may be judged by the fact that most new clients come to me as a result of word-of-mouth recommendations from existing clients:
■ Advanced Tax & Investment Planning
■ Trust** & Estate Planning
■ International Investments and Trusts**
■ Pension Fund Analysis
■ Specialist Mortgage services
■ Self – Invested Personal Pension Plans
■ Income Drawdown Schemes*
■ Small Self- Administered Pensions Schemes for controlling directors
■ Protection Panel, providing cover in the various forms of life, critical illness
and disability solutions
■ General Insurance specialising in high value property & commercial business
■ Financing commercial property*** & corporate lending
The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
*The level of income is not guaranteed. There is a very real chance that you may need to reduce your drawdown income in the future, in particular if the performance of your investments is lower than expected, or you live to a greater age than originally anticipated when choosing your initial income level.
**Trusts are not regulated by the Financial Conduct Authority
***This service may not be regulated by the Financial Conduct Authority